CASHFLOW DIARY

TERMS OF SERVICE

Last Updated: February 4, 2025

1. AGREEMENT TO TERMS

These Terms of Service (“Terms“) constitute a legally binding agreement made between you (“user” or “you“) and West Egg Enterprises, Inc. (“WEE,” “Company,” “we,” “us,” or “our“), concerning your access to and use of the https://www.cashflowdiary.com website, including any other media form, channel, application, or service linked, related, or otherwise connected thereto (collectively, the “Site“).

By accessing or using the Site (including but not limited to purchasing any products, enrolling in courses, or subscribing to memberships), you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you are expressly prohibited from using the Site and must discontinue use immediately.

2. SUPPLEMENTAL TERMS AND CONDITIONS OR DOCUMENTS

Supplemental terms and conditions or documents may occasionally be posted on the Site and are hereby expressly incorporated herein by reference. In our sole discretion, we reserve the right to make changes or modifications to these Terms at any time and for any reason. If we make material changes, we will update the “Last Updated” date at the top of this page; your continued use of the Site after such posting means you accept and agree to the modifications.

3. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, the Site and all source code, databases, functionality, software, website designs, audio, video, text, photographs, graphics, and other materials (collectively, the “Content“) are owned or controlled by West Egg Enterprises, Inc. and are protected by intellectual property laws. The Content, including any “Marks” (trademarks, service marks, logos), is provided on the Site “AS IS” for your information and personal use.

  • Prohibitions: You may not copy, reproduce, aggregate, republish, upload, post, publicly display, encode, translate, transmit, distribute, sell, license, reverse engineer, or otherwise exploit any part of the Site or Content without our express prior written permission.
  • Reservation of Rights: We reserve all rights not expressly granted to you in and to the Site and Content.

4. DMCA AND COPYRIGHT PROVISIONS

We respect the intellectual property rights of others. If you believe that any material available on the Site infringes your copyright, please promptly submit a written notice of alleged infringement to our DMCA Agent at:

DMCA Agent: West Egg Enterprises, Inc.
Email: [email protected]
Address:
27472 Portola Parkway #205-321
Foothill Ranch, CA 92610

Your notice must include:

  1. A description of the copyrighted work you claim is infringed.
  2. The exact location of the allegedly infringing material on the Site.
  3. A statement that you have a good-faith belief that the disputed use is not authorized.
  4. Your contact information (address, telephone number, and email address).
  5. A statement under penalty of perjury that the information in your notice is accurate and that you are the copyright owner or authorized to act on their behalf.
  6. Your physical or electronic signature.

We will promptly investigate and may remove or disable access to the allegedly infringing material if warranted.

5. USER REPRESENTATIONS

By using the Site, you represent and warrant that:

  1. All registration or account information you submit is accurate, current, and complete.
  2. You have the legal capacity and agree to comply with these Terms.
  3. You are at least 18 (particularly for purchasing any premium services).
  4. You will not use the Site for any illegal or unauthorized purpose.
  5. Your use of the Site will not violate any applicable law or regulation.
  6. You will not access the Site through automated or non-human means (bots, scripts, etc.).

Suppose you provide any information that is untrue, inaccurate, not current, or incomplete. In that case, we may suspend or terminate your account and refuse any current or future use of the Site.

6. PROHIBITED ACTIVITIES

You may not access or use the Site for any purpose other than that for which we make it available. Prohibited activities include, but are not limited to:

  1. Systematically retrieve data or other Content to create a collection or database without written permission.
  2. Circumventing, disabling, or otherwise interfering with security features of the Site.
  3. Uploading or transmitting viruses, Trojan horses, or other harmful material.
  4. Using the Site to advertise or offer to sell goods and services not approved by us.
  5. Impersonating another user or person or using the username of another user.
  6. Harassing, annoying, intimidating, or threatening any of our employees or agents.
  7. Engaging in unauthorized framing of or linking to the Site.
  8. Creating multiple accounts to circumvent service or product limitations or to abuse refunds/trials.
  9. Using the Site in a manner inconsistent with any applicable laws or regulations.

7. USER GENERATED CONTRIBUTIONS

The Site may invite you to chat, post, submit, or otherwise make Content available (collectively, “Contributions“). Contributions may be viewable by other users or third parties. By making any Contributions, you represent that:

  1. You own or have the necessary rights and licenses to post such Contributions.
  2. Your Contributions do not infringe the intellectual property rights of any third party.
  3. Your Contributions are not misleading, obscene, offensive, harassing, or objectionable.
  4. Your Contributions do not violate any law, regulation, or these Terms.

8. CONTRIBUTION LICENSE

By posting your Contributions to any part of the Site, you automatically grant and warrant that you have the right to grant to us an unrestricted, irrevocable, perpetual, worldwide, non-exclusive, royalty-free, fully-paid license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, reformat, translate, create derivative works, and distribute such Contributions for any lawful purpose. You waive all moral rights in your Contributions, and you warrant that moral rights have not been otherwise asserted.

9. GUIDELINES FOR REVIEWS

We may provide you with areas on the Site where you can leave reviews or ratings. When posting a review, you must:

  1. Have firsthand experience with the product, service, or entity being reviewed.
  2. Avoid using offensive, abusive, or discriminatory language.
  3. Do not make false or misleading statements.
  4. Not organize campaigns encouraging others to post reviews, whether positive or negative.

We do not endorse reviews and do not represent our opinions. We may accept, reject, or remove reviews at our sole discretion.

10. SUBMISSIONS

Any questions, comments, suggestions, ideas, or other information regarding the Site or our products/services (“Submissions“) provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights and be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose without acknowledgment or compensation to you.

11. THIRD-PARTY WEBSITES AND CONTENT

The Site may contain (or you may be sent via the Site) links to other websites (“Third-Party Websites“) or articles, photographs, text, graphics, pictures, designs, etc., belonging to or originating from third parties (“Third-Party Content“). We do not investigate, monitor, or check such Third-Party Content for accuracy and are not responsible for it. You agree that using these Third-Party websites contains Content at your own risk.

12. SITE MANAGEMENT

We reserve the right, but not the obligation, to:

  1. Monitor the Site for violations of these Terms.
  2. Take appropriate legal action against anyone who violates these Terms or the law.
  3. We may refuse, restrict access to, or deactivate your account or any of your contributions at our sole discretion and without limitation.
  4. Otherwise, we will manage the Site in a manner designed to protect our rights and property.

13. PRIVACY POLICY

We care about data privacy and security. By using the Site, you agree to be bound by our Privacy Policy (insert your link). Please note that we primarily operate in the United States. If you access the Site from other regions, you transfer your data to the U.S. and consent to that transfer.

  • California Users (CCPA): California residents may have certain rights under the California Consumer Privacy Act (CCPA), such as the right to request disclosure of data collection and the right to request deletion of personal data. For details on how to exercise your CCPA rights, please consult our Privacy Policy.
  • International Users: We have some users from other countries, but they are not fully optimized for all international data laws. By accessing the Site, you consent to your data being processed in the U.S.

14. TERM AND TERMINATION

These Terms shall remain full force and effect while you use the Site. In our sole discretion and without notice, we reserve the right to deny access to and use of the Site (including blocking specific IP addresses) to any person for any reason, including, without limitation, a breach of these Terms. We may terminate your use or participation at any time without warning.

15. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the Site's contents at any time without notice. We are not liable to you or any third party for any modification, suspension, or discontinuance of the Site. We cannot guarantee the Site will be available at all times, and you agree we have no liability for any loss, damage, or inconvenience resulting from such downtime.

16. GOVERNING LAW

These Terms and your use of the Site are governed by and construed by the laws of the State of California, without regard to its conflict of law principles. You agree to submit to the jurisdiction of the Orange County, California courts for any legal action or proceeding relating to or arising out of these Terms.

17. DISPUTE RESOLUTION

Informal Negotiations: To expedite resolution, you and WEE agree to first attempt to negotiate any dispute informally for at least thirty (30) days before initiating arbitration.

Binding Arbitration: If the Parties cannot resolve a dispute through informal negotiations, the dispute will be finally resolved by binding arbitration in Orange County, California, under the rules of the American Arbitration Association (AAA). YOU AGREE THAT YOU ARE WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.

18. CORRECTIONS

There may be information on the Site that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct such errors and change or update the information without prior notice.

19. DISCLAIMER

  1. General: THE SITE IS PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

  2. Professional Advice Disclaimer: We provide educational information about real estate, business, finance, and related subjects. We are not licensed financial advisors, CPAs, attorneys, or other professional service providers. Nothing on the Site or our materials should be construed as professional legal, tax, or financial advice. Always consult qualified professionals for specific advice regarding your situation.

  3. Earnings & Results Disclaimer: We may share success stories or testimonials from current or former users, but these are unique experiences and do not guarantee you will achieve similar results. Past performance is not indicative of future results. You acknowledge that we make no guarantees or representations about earnings, income, or success. Your results will depend on many factors, including personal background, experience, and market conditions.

  4. Financial Responsibility: You acknowledge that you are solely responsible for your financial decisions. Any tools, resources, or suggestions we provide are educational, and you accept entire risk for the outcomes of any economic or real estate decisions made using our Site or Services.

20. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT OR LOST DATA, ARISING FROM YOUR USE OF THE SITE OR OUR SERVICES. NOTWITHSTANDING ANYTHING TO THE CONTRARY, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US IN THE LAST TWELVE (12) MONTHS OR $500.00. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OF CERTAIN DAMAGES, SO SOME OR ALL OF THESE DISCLAIMERS MAY NOT APPLY TO YOU.

21. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand (including reasonable attorneys' fees and expenses) arising out of or in connection with:

  1. Your Contributions;
  2. Your breach of these Terms;
  3. Your violation of the rights of a third party, including intellectual property rights;
  4. Your violation of any applicable laws, rules, or regulations;
  5. Any harmful act toward any other Site user you connected via the Site.

ADDITIONAL PROVISIONS

Below are additional details about our refunds, payments, affiliate relationships, and disclaimers that supplement the above Terms.

REFUND POLICY

  1. Digital Products (Courses, Templates, Guides)

    • 14-day money-back guarantee
    • No questions asked
    • One refund per unique digital product per customer
    • Refund processed to the original payment method within 7–10 business days

  2. Subscriptions (Tools, Community)

    • Cancel anytime via your account dashboard
    • No refunds for partial months or remaining billing cycles
    • Access continues through the current billing period
    • Cancellation terminates future access to digital materials and updates
    • Must maintain an active membership for continued access to subscription content

  3. High-Ticket Programs (Payment Plans)

    • 30% non-refundable deposit
    • Must cancel remaining payments within 7 days of the first session
    • No refunds after the program begins
    • Payment plan obligations remain even if you discontinue the program

  4. Live Events

    • Full refund available only before the event date
    • No refunds after the event begins
    • No ticket transfers are permitted
    • No exceptions

Anti-Abuse Provisions

  • Multiple Account & Refund Abuse: Creating multiple accounts for additional free trials or refunds is prohibited.
  • One Refund Limit: Refund eligibility is limited to one refund per product/program per customer.
  • Right to Deny: The company reserves the right to deny service, terminate accounts, or reject refund requests from customers engaging in abuse.
  • Tracking: Payment information and account history may be tracked to prevent manipulation.
  • Permanent Ban: Violation may result in a permanent ban from all services.

PAYMENT & CHECKOUT FLOW

We use third-party payment processors (e.g., SamCart, Easy Pay Direct, Maverick Payments) to handle transactions. By providing billing information, you warrant that:

  1. You are legally entitled to use any provided payment method (credit card, debit card, etc.).
  2. You will update your account if your billing or payment method changes.
  3. You understand and consent to recurring billing if you purchase a subscription-based product.
  4. We are not liable for any errors by payment processors or financial institutions.

If you have any disputes related to billing or charges, you must contact [email protected] within thirty (30) days of the disputed charge.

AFFILIATE & PROMOTIONAL DISCLOSURES

We may participate in affiliate programs and promotions in which we receive compensation for affiliate links or discount codes shared on our Site or in our communications.

  • Affiliate Relationships: When you click on affiliate links and purchase, you may earn a commission or receive financial compensation at no extra cost.
  • Promotional Content: We may also receive paid sponsorships or product review opportunities. Any sponsored or promotional Content will be disclosed as such.
  • FTC Compliance: We comply with FTC guidelines requiring clear and conspicuous diContentes. We believe in honesty and transparency and only promote products or services we have confidence in.

You should always do your due diligence before buying goods or services from any third-party website or vendor.

EARNINGS & RESULTS DISCLAIMER (EXPANDED)

Some of our materials, case studies, or testimonials might mention income achievements, success metrics, or deal outcomes.

  1. No Guarantee of Earnings: We do not guarantee that you will achieve any particular financial or business results.
  2. Results Vary: Each individual's success depends on factors beyond our control, including background, dedication, market factors, and more.
  3. Past Performance: Any reference to prior or existing clients' successes is not a guarantee, promise, or indication of future results for you.
  4. Educational Purposes: All programs, courses, and tools are provided only for educational and informational purposes. Use them with the understanding that you remain fully responsible for your own decisions.

PROFESSIONAL ADVICE DISCLAIMER

We are not licensed attorneys, CPAs, financial planners, mortgage brokers, or real estate agents. While we may discuss deal structuring, investment strategies, or business practices, all such information is general and does not replace personalized professional advice. Always consult qualified professionals before making legal, tax, or financial decisions.

CALIFORNIA USERS

In addition to the Privacy Policies referenced above, California users have specific rights under the California Consumer Privacy Act (CCPA). Please see our privacy policy for details on how we collect, use, or disclose personal information and instructions on how to exercise your rights. We will not discriminate against you for exercising any CCPA rights.

CONTACT INFORMATION

MISCELLANEOUS

These Terms of Service and any policies or operating rules posted on the Site constitute the entire agreement between you and us. Our failure to exercise or enforce any right or provision shall not operate as a waiver of such right or provision. Suppose any provision (or part of a provision) of these Terms is deemed unlawful, void, or unenforceable. In that case, that provision is deemed severable and does not affect the validity of the remaining provisions. You agree that these Terms will not be construed against us by having drafted them. You agree to one of these Terms of Service provisions when using this Site.

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